China Pawn Industry Report, 2007-2008
  • Feb/2008
  • Hard Copy
  • USD $900
  • Pages:40
  • Single User License
    (PDF Unprintable)       
  • USD $1,000
  • Code: FC005
  • Enterprise-wide License
    (PDF Printable & Editable)       
  • USD $2,000
  • Hard Copy + Single User License
  • USD $1,100

China pawn industry is in the process of developing in a fast and healthy way. Since the implementation of "Measures on Administration of Pawn Industry" in April of 2005, the transactions of pawn totaled CNY80 billion in 2005 and it reached CNY96 billion in 2006. By the end of June of 2007, the total assets of the pawn industry have reached CNY86.20 billion, up 12.7% year on year.

Changing Trend of the Number of Pawnshops, 1997-H1 2007


From the perspective of business, medium- and small-sized enterprises and private companies are the target clients of the pawn industry. In the first half of 2007, the pawn industry provided 38,000 transactions for the medium and small-sized enterprises, up 18% year on year, with the value of pawnages reaching CNY22.2 billion, and provided 99,000 transactions for the residents, up 8% year on year, with the value standing at CNY19.9 billion.

Transactions Provided for Enterprises & Residents, 2006-2007
 (unit: 10,000)

Taking Beijing as an example, in the first half of 2007, the combined value of 75 pawnshops totaled CNY1.86 billion, up 50.4% year on year and the accumulated balance of the 75 pawnshops reached CNY850 million, up 66.4% year on year, among which, CNY76.48 million went to the interest and the comprehensive expenses and CNY141 million was for tax payment. And the combined profits after tax were CNY12.13 million in the 75 pawnshops with a total 800 employees.

Value of pawnages and Balance of Pawnshops in Beijing, 2006-2007
(unit: CNY 100 million)

Due to a tighter monetary policy to be carried out by the government in 2008, the medium- and small-sized enterprises will be further inclined to pawnbrokers for fundraising. With the launch of more innovations in pawn business and gradual relaxation of state policies, pawn industry will play a bigger role in solving the financing problems for medium- and small-sized enterprises. However, while focusing on the expansion of business, pawn industry should raise the self-awareness of risk control and tighten the control over risks in the process of operation, circulation and assessment.

1 Overview of China's Pawn Industry Development in 2007
1.1 Introduction of pawn
1.1.1 Definition
1.1.2 Categories
1.1.3 Primary business
1.1.4 Functions
1.1.5 Differences between pawn and usury
1.1.6 Differences between pawn and loans
1.2 Status in pawn industry
1.2.1 Pawn industry in the process of development
1.2.2 Pawn industry takes medium- and small-sized enterprises as key clients
1.2.3 Big regional disparities in pawn industry
1.3 Analysis of economic environment
1.3.1 Eleven times'lifting of the reserve requirement ratio by central bank
1.3.2 Indirect financing is still the main force
1.4 State policy
1.5 Development trend of pawn industry
1.5.1 Gradual relaxation of policies
1.5.2 Pawn business adapts to market development
1.5.3 Pawnbroking transforms towards an intensive pattern

2 Analysis of Pawn Business in China Pawn Industry
2.1 Pawn of civilian goods
2.1.1 Scope of business 
2.1.2 Operation flow
2.2. Pawn of house property
2.2.1 Scope of business
2.2.2 Operation flow
2.3 Pawn of motor vehicles
2.3.1 Scope of Business
2.3.2 Operation flow
2.4 Rights pledge
2.4.1 Definition and scope
2.4.2 Operation flow
2.4.3 Development
2.5 Risks in pawn industry
2.5.1 Operation risk
2.5.2 Circulation risk
2.5.3 Price risk
2.5.4 Inner risk assessment and risk of disposal
2.5.5 Disorder risk

3 Regional Competitive Structure in Pawn Industry
3.1 Development of pawn industry in Beijing
3.1.1 Operation
3.2 Development of pawn industry in Shanghai
3.2.1 Operation 
3.2.2 Main problems
3.3 Development of pawn industry in Zhejiang
3.3.2 Features of pawn
3.4 Development of pawn industry in Wuhan
3.4.1 Analysis of pawn business
3.4.2 Financial analysis of pawn industry in Wuhan
3.4.3 Analysis of practitioners
3.5 Development of pawn industry in Hohhot
3.5.1 Pawn business
3.5.2 Operation
3.5.3 Main problems
3.6 Development of pawn industry in Urumqi
3.6.1 The number of pawnshops increases rapidly
3.6.2 Volume of pawn business increases
3.7 Development of pawn industry in Sichuan
3.7.1 Small operation scale
3.7.2 Rapid development
3.7.3 Main problems
3.8 Development of pawn industry in Jilin 
3.8.1 Operation
3.8.2 Main problems 

4 Operation of Key Pawn Companies in China
4.1 Beijing Huaxia Pawnshop Co., Ltd.
4.1.1Company profile
4.1.2 Primary business
4.2 Bao Rui Tong Pawn Shop
4.2.1Company profile
4.2.2 Primary business
4.2.3 Operation
4.3 Oriental Pawn Co., Ltd.
4.3.1 Company profile
4.3.2 Scope of business
4.3.3 Operation
4.4 Ningbo Dahongying Industry & Investment Co., Ltd.
4.4.1 Company profile
4.4.2 Operation
4.5 Jiangsu Jinteng Pawn Co., Ltd.
4.6 Beijing Ruiyuan Pawn Co., Ltd,
4.7 Shenyang Xinke Pawn Co., Ltd.
4.8 Shenyang Jintong Pawn Co., Ltd. 
4.9 Anhui Huasheng Pawn Co., Ltd.
4.10 Wuhan Huatai Pawn Co., Ltd.

5 Summary
5.1 Macro-economy
5.2 Business
5.3 Opportunities
5.3 Risks
YOY growth of sales in pawn industry, 2006-2007
Changing trend of the number of pawnshops, 1997-H1 2007
Changing trend of monetary amount provided for enterprises and residents in pawn business, 2006-2007
Comparison between direct financing and indirect financing, 1998-2006
Proportions of chattel mortgage, real estate mortgage and rights pledge, 1H 2007
Operational process of pawn
Pawn of civilian goods
Pawn of house property 
Pawn of automobiles
Pawn of stocks
Monthly yield of financing by pledge of shares as collateral security in 2006-2007
Value of pawnages and balance of pawnshops in Beijing, 2006-2007
Proportions of chattel mortgage and real estate mortgage in Beijing, 1H 2007
Changing trend of value of pawnages in Shanghai, 2001-2007
Changing trend of value of pawnages in Zhejiang, 2001-2007
Changing trend of value of pawnages in Wuhan, 2001-2007
Changing trend of transactions provided for medium and small-sized enterprises in Urumqi, 2005-2006
Changing trend of interval ratio of registered capital of pawn industry in Sichuan, 2006
Organization structure of Oriental Pawn Co., Ltd.
Annual adjustment to reserve requirement ratio by China's central bank

Global and China Agricultural Insurance Industry Report, 2013-2014

In 2007-2013, the risk guarantee offered by China’s agricultural insurance rose from RMB112.6 billion to RMB1.4 trillion; a total of RMB76 billion was paid to 143 million peasant households as compens...

China Currency Sorter Industry Report, 2014

Currency sorter, a kind of financial machines and tools, mainly consists of banknote sorter and coin sorter. Market demand for currency sorter in China came in full swing from 2005, and sales revenue...

China Internet Financing Industry Report,2014

Internet financing refers to the service pattern in which relevant companies carry out cooperation with financial institutions to provide customers with wealth preservation and appreciation through in...

China Financial Leasing Industry Report, 2014

Since 2013, China's financial leasing industry has continued to maintain rapid growth, with total turnover reaching approximately RMB2.35 trillion as of the end of March 2014, an increase of RMB250 bi...

China Online Lending Industry Report, 2014

With the continuous expansion of scale, China’s small and medium-sized enterprises are seeing rapid growth in capital requirements, but often shut out by large commercial banks on the grounds of unsou...

China Automatic Fare Collection (AFC) System Industry Report, 2013

Automatic fare collection (AFC) system is widely used in urban rails and high-speed railways. By the end of 2013, 19 Chinese cities had put 87 urban rail lines into operation with the operating mile...

China Automatic Teller Machine Industry Report, 2013-2016

In 2013, Chinese ATM market characterizes the followings: First, China becomes the country with the most quantity of ATM, surpassing the United States.By H1 2013, 465,600 sets of ATM had been included...

Global and China Financial POS Terminal Industry Report,2013-2016

POS (point-of-sale) machine is used for sales information collection and capital, merchandise balance recording of points of sale, associated with the settlement system of trading platform. Currently,...

China Financial Leasing Industry Report, 2013

In 2012, the financial leasing industry of China presented remarkably rapid development, with business turnover reaching RMB1.55 trillion, an increase of about RMB620 billion (66.7%) from RMB930 billi...

China City Commercial Bank Industry Report, 2012

In 2011, Chinese city commercial bank industry continued high-speed growth. In the same year, the total assets of Chinese city commercial banks amounted to RMB11.5134 trillion, with a year-on-year ris...

China Financial POS terminal Industry Report, 2011-2012

The increasingly robust domestic demand for bank card payment and the mushrooming number of merchants in the POS network boost the demand for financial POS terminals. As of the end of 2011, there had ...

Company Study of PAX Global Technology Limited, 2012

Established in 2001, PAX Global specializes in the R & D and sales of e-payment terminal products and related softwares. The business of PAX Technology covers e-payment system and POS terminal softwar...

China ATM (Automated Teller Machine) Industry Report, 2011-2012

Chinese ATM market is growing rapidly. China's number of ATM rose from 301,000 sets in 2010 to 369,000 sets at the end of 2011. The number of networked ATM was 338,000 sets in 2011, up 24.7%. Number ...

China Financial Leasing Industry Report, 2011

After the rapid development during the "Eleventh Five-Year" (2006-2010) period, China’s financial leasing industry gradually returned to reason in 2011, and achieved annual business volume of RMB 930 ...

China Banking Intermediary Business Report, 2011

In H1 2011, the operating revenue of China’s 16 listed banks reached RMB 1.09 trillion, of which intermediary business revenue amounted to RMB218.691 billion, up 45.96% YoY and sharing 20.18% of total...

China Trust Industry Report, 2010-2011

China trust industry has experienced six reformations since 1979, with the number of trust companies declining from over one thousand at the peak to 64 at present. The assets managed by Chinese trust ...

China Third-party Payment Industry Report, 2010-2013

Third-party payment refers to an Internet-based means of exchange that provides online (Internet) and offline (telephone & mobile phone) payment channels enabling user-to-merchant online payment, ...

China Rural Commercial Bank Market Report, 2010-2011

The number of rural commercial banks in China has expanded rapidly, and it had reached 85 up to the end of 2010. Chinese rural commercial banks have accelerated the development particularly in 2010 wh...

2005-2014 All Rights Reserved 京ICP备05069564号-1 京公网安备1101054484号