Shenzhen Development Bank Co., Ltd. is a commercial bank offering financial services to both corporate and individual clients throughout China. It involves deposit, loan, settlement and exchange of local currency, acceptance and discount of local currency notes, trust business, issuance and trading of local securities, trade/non-trade settlement business, issuance and acting issuance of foreign securities, deposit, remittance and trading business of foreign exchange, credit investigation, consultation and witness business, spot transaction, purchase and leasing of gold, as well as other bank related businesses.

Shenzhen Development Bank Co., Ltd. (referred to as SDB or the Bank hereinafter) is the first public-listed commercial bank (Stock Code: 000001) in the People’s Republic of China. The Bank launched its initial public offering in May 1987 and was formally established on December 22 the same year, with Headquarter based in Shenzhen.

 
After more than two decades of robust development and with increasingly enhanced comprehensive strength, SDB has become a national commercial bank with more than 300 branches/outlets in 20 developed cities in China, including Beijing, Shanghai, Guangzhou, Shenzhen, Hangzhou and Wuhan, etc. It also has representative offices in Beijing and Hong Kong and a network of over 600 correspondent banks in a great number of countries and regions.
 
In 2004, the successful introduction of an international investor – Newbridge Asia AVI III, L.P. (referred to as “Newbridge” hereinafter) – made SDB the first foreign-funded joint-stock commercial bank in China.
　　
In June 2010, Ping An Group and its affiliated companies became SDB’s biggest shareholder after completion of share transfer with Newbridge and subscription of SDB shares through Non-Public Offering. It holds 29.99% of SDB shares in total.
 
By the end of 2010, SDB had attained total assets of RMB727.6 billion, total loans of RMB407.4 billion, and total deposits of RMB562.9 billion. Net Profit of year 2010 amounted to RMB6.28 billion and weighed average ROE reached 23.22%. Asset quality has been good. By the end of 2010, SDB’s non-performing loan ratio was only 0.58%. CAR (Capital Adequacy Ratio) and Core CAR stood respectively at 10.19% and 7.10% at the end of 2010.