CHINA EVERBRIGHT BANK CO., LTD is a commercial bank. The Bank is primarily engaged in corporate banking businesses, retail banking businesses and capital businesses. Its corporate banking businesses include middle and long-term project loan, supply chain financing, middle and small enterprise loan, note discount, demand deposit, fixed deposit, notice deposit, finance agency, enterprise pension, account management and cash management, among others. Its retail banking businesses include personal housing mortgage loan, engineering machinery mortgage loan, personal consuming loan, personal business loan, bank card business, personal deposit, intermediary business, personal financial management business, fund agency business and personal gold trading, among others. Its capital businesses include capital market business and investment portfolio business. The Bank is involved in investment banking business.

Established in August 1992, China Everbright Bank (hereafter "the Bank") is headquartered in Beijing and is a financial institution that is founded under the approval of the State Council and the People's Bank of China. Since its inception, the Bank has been implementing a client-centered and market-oriented strategy in a prudent manner. It closely keeps up with the restructuring and development of the Chinese economy and the financial industry, and continuously reforms and updates itself, providing quality financial services to all its retail and corporate clients.
　　

The Bank has made outstanding achievements through the years and has cultivated a strong competitive edge in its corporate, treasury, investment banking, wealth management and mortgage businesses. The Bank launched a series of financial restructuring in 2007. On Nov. 30, under the approval of China Banking Regulatory Commission, the Bank received a capital injection equivalent of RMB20 billion by Central Huijin Investment Ltd. in US dollars and thus increased its registered capital to RMB28.21689 billion. Central Huijin Investment Ltd. is now the largest shareholder of the Bank, and Central Huijin's investment has substantially enhanced the Bank's overall capital strength. By the end of 2008, the Bank's total assets reached RMB843 billion, with total loans of RMB468.9 billion. The total liabilities stood at RMB809.7 billion, with corporate and savings deposits of RMB619.1 billion. The capital adequacy ratio is above 9.31% and the operating profit and net profit are RMB7.96 billion and RMB7.36 billion respectively.
　　

The Bank is now covering 45 major cities of 23 provinces, municipalities and autonomous regions with its 30 branches and 426 banking outlets and one representative office in Hong Kong. The Bank now has about 17, 000 employees, more than 70% of whom have bachelor's degree. As a nationwide joint-stock commercial bank with sound corporate governance, resourceful shareholding background, prominent brand image, well-diversified network, strong risk management, professional workforce, high profitability and competitiveness, the Bank is marching towards its strategic target of being an excellent listed bank.